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DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

Use your equity to generate income, eliminate your mortgage years earlier and create more choices for your retirement.

EXPLORE THE STRATEGY →

DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

Use your equity to generate income, eliminate your mortgage years earlier and create more choices for your retirement.

EXPLORE THE STRATEGY →

DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

Use your equity to generate income, eliminate your mortgage years earlier and create more choices for your retirement.

EXPLORE THE STRATEGY →

THE REALITY TODAY

Many Australians have equity,
but it's sitting idle.

HOME VALUE

$1.8M

MORTGAGE BALANCE

$600K

AVAILABLE EQUITY

$1.2M

INCOME PRODUCED

$0

THE STRATEGY

Employ Equity.
Eliminate Debt.
Create Income.

Employ Equity

$800,000

Income Produced

12% P.A.

After Tax (15%)

$6,800 / Month

Added To Mortgage

Repayment

Asset loan: $800,000 at 6.5% interest only
Income: 12% p.a. | Tax rate: 15% (no double tax treaty)

10 YEARS FROM NOW

The power of the next 10 years.

FAMILY HOME (6% GROWTH)

Future Value

$3.223M

Mortgage

$0

Equity

$3.223M

Home owned outright

INVESTMENT ASSET (8% GROWTH)

Future Value

$1.727M

Debt

$800K

Equity

$927K

Still generating income

TOTAL NET WORTH

$4.15M

Increase of $2.95M in 10 years

BUT WHAT ABOUT THE $800,000 DEBT?

The debt is now optional. You have choices.

CHOICE 1

Sell The Asset

✓ Receive $1.727M

✓ Repay $800K debt

✓ Keep $927K surplus

✓ Home owned outright

✓ No investment debt

CHOICE 2

Sell Part Of The Asset

✓ Repay $800K debt

✓ Retain the balance

✓ Continue receiving income

✓ Continue benefiting from growth

CHOICE 3

Keep Everything

✓ Continue receiving income

✓ Continue benefiting from growth

✓ Debt retained by choice

Wealth isn't about having no debt. Wealth is about having choices.

BUT WHAT ABOUT THE $800,000 DEBT?

What could an extra
$100,000+ per year
mean for you in retirement?

Travel more

Spend more time with family

Help your children

Support your grandchildren

Retire sooner

Sleep better at night

Not from your super. Not from the government.
From an asset designed to generate income.

$100,000 per year

= $8,333 per month

in additional cash flow

BUT WHAT ABOUT THE $800,000 DEBT?

What could an extra
$100,000+ per year
mean for you in retirement?

Travel more

Spend more time with family

Help your children

Support your grandchildren

Retire sooner

Sleep better at night

Not from your super. Not from the government.
From an asset designed to generate income.

$100,000 per year

= $8,333 per month

in additional cash flow

Let’s build your next chapter of wealth.

Book a private strategy session to explore smarter opportunities, stronger cashflow and long-term wealth positioning.

BOOK PRIVATE STRATEGY SESSION

Let’s build your next chapter of wealth.

Book a private strategy session to explore smarter opportunities, stronger cashflow and long-term wealth positioning.

BOOK PRIVATE STRATEGY SESSION

Let’s build your next chapter of wealth.

Book a private strategy session to explore smarter opportunities, stronger cashflow and long-term wealth positioning.

BOOK PRIVATE STRATEGY SESSION

KARL MIFSUD

WEALTH STRATEGY & OPERATIONAL REAL ESTATE

STAY INFORMED

Insights on operational real estate, wealth strategy and global opportunities.

Terms & Conditions

KARL MIFSUD

WEALTH STRATEGY & OPERATIONAL REAL ESTATE

STAY INFORMED

Insights on operational real estate, wealth strategy and global opportunities.

Terms & Conditions

DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

DEBT REDUCTION STRATEGY

What If Your $600,000 Mortgage Could Be Gone In 10 Years?

THE REALITY TODAY

Many Australians have equity, but it's sitting idle.

HOME VALUE

HOME VALUE

$1.8M

$1.8M

MORTGAGE BALANCE

$600K

$600K

AVAILABLE EQUITY

$1.2M

$1.2M

INCOME PRODUCED

$0

$0

THE STRATEGY

Employ Equity.Eliminate Debt.Create Income.

Employ Equity

Employ Equity

$800,000

Income Produced

12% P.A.

After Tax (15%)

$6,800 / Month

Added To Mortgage

Repayment

10 YEARS FROM NOW

The power of the next 10 years.

FAMILY HOME (6% GROWTH)

Future Value

$3.223M

Mortgage

$0

Equity

$3.223M

Home owned outright

INVESTMENT ASSET (8% GROWTH)

Future Value

$1.727M

Debt

$800K

Equity

$927K

Still generating income

TOTAL NET WORTH

$4.15M

$4.15M

BUT WHAT ABOUT THE $800,000 DEBT?

The debt is now optional. You have choices.

CHOICE 1

Sell The Asset

CHOICE 2

Sell Part Of The Asset

CHOICE 3

Keep Everything

Wealth isn't about having no debt. Wealth is about having choices.

BUT WHAT ABOUT THE $800,000 DEBT?

What could an extra $100,000+ per year mean for you in retirement?

Travel more

Spend more time with family

Help your children

Support your grandchildren

Retire sooner

Sleep better at night

$100,000 per year

= $8,333 per month

in additional cash flow

BUT WHAT ABOUT THE $800,000 DEBT?

What could an extra $100,000+ per year mean for you in retirement?

Travel more

Spend more time with family

Help your children

Support your grandchildren

Retire sooner

Many Australians have equity,
but it's sitting idle.

Employ Equity.
Eliminate Debt.
Create Income.

What could an extra
$100,000+ per year
mean for you in retirement?

What could an extra
$100,000+ per year
mean for you in retirement?